About Mr. Reverse Mortgage

Ray Fry is a Certified Senior Advisor and a specialist in reverse mortgages with Security One Lending. Unlike large institutional lenders, he provides you with the personal attention and time you need to determine if a reverse mortgage is the right financial program for your unique situation. Ray is a licensed real estate broker, a Certified Senior Advisor and has a Masters Degree in Finance from UC Berkeley. His specialty is helping seniors fully understand the reverse mortgage program and helping them determine if the program can be used to solve their financial problems. Ray comes to the Reverse Mortgage industry with over 30 years experience in Finance and Planning.


Upon entering the reverse mortgage field, Ray decided to become thoroughly knowledgeable about the major issues being faced by seniors and realized he had to fully understand their challenges and various lifestyles. For this reason, he became a Certified Senior Advisor (CSA). This has enabled him to better evaluate the unique needs of each senior and counsel them on whether a reverse mortgage is a suitable financial option. There is a code of ethics and business principles for all members who are in good standing with the society of Certified Senior Advisors and Ray religiously adheres to these standards. As a CSA, Ray also helps seniors in other areas, and often refers them to experts in other related fields like long term care, government medical benefits, estate planning, etc. CSAs are taught to understand and communicate with seniors on the subjects that most influence their lives. And if they can’t help seniors directly, CSAs know how to find them the help needed. Other designations teach about products or professions. CSA’s teach about people. For more information, please visit the CSA website: http://www.society-csa.com/

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Reverse Mortgage Testimonials

"Selling my home seemed the only way out of my financial troubles. But it would have been like selling my memories. With a reverse mortgage, I no longer had to face that difficult choice."

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